FAQ

At Standing Oak Insurance, we believe clarity builds confidence and confidence leads to better protection. Our role is to help you navigate complex choices with transparency and purpose, so every decision you make supports your goals today and strengthens your security for the future.

Does Standing Oak Insurance Have Fiduciary Responsibilities?

Yes, our responsibility is to ensure the advice given at large is the same as if we were providing insights to anyone within our inner circle. Or course of actions we ourselves would undertake if needing to secure our own future.

What is the minimum amount needed to work with Standing Oak Insurance?

At minimum, our prospective clients should have a steady income, a basic emergency (three to six months' expenses), and a willingness to share financial details. Clear retirement goals, realistic timelines, and an openness to risk/health reviews are essential. These individuals carry or need core protections such as health, life, disability, or long-term care and have a budget for premiums or savings contributions. A commitment to annual reviews and documentation (tax returns, social security analysis, and insurance adjustments) enables tailored strategies. You do not need wealth, just consistency, needs, and the discipline to cement your future.

How much does Standing Oak Insurance charge for advisory?

Our Social Security Planning, Small Business Consulting, Tax and Estate Planning advisory fee is based on the complexity of the goal or issue.

Does Standing Oak Insurance meet virtually or in person?

We can schedule a time to meet at our office or virtually.

Why does Standing Oak Insurance talk so much about integrity? And why does the firm look and feel as a business from the past?

Our philosophy, methodology and ethics are rooted in a time where business was sealed with a handshake and a promise formulated meaningful transformation. At the core of it all, stands the very glue which makes business aspirations triumphant, "integrity". In a time where goals are measured in the number of commissions and fees earned, our ambition is to advise and transform the retirement lives of every client we touch.

Still have a question?

If you have questions about our Private Retirement Brokerage, please ask. Clear answers build confidence, reveal fees, and clarify services, risks, and fiduciary duties. Good firms welcome tough questions and explain plainly. Your future deserves transparency , not guess work . So, we welcome you to speak up early and often to make informed, comfortable decisions.